The World of Little Little Bird

I applied a new credit card the other day. I made a purchase of 30 bucks on that card and set up an online payment from my checking account. This morning, I found that the payment was returned. After calling the credit card company, I was told that I screwed up my bank account. Damn it! It never happened before. Now I am charged a $39 check return fee and a $15 late fee. I could gain 10 pounds with this money on potato chips. :(